:root{--tbt-ink:#102f3a;--tbt-blue:#174d5d;--tbt-sky:#dceff1;--tbt-sand:#f7f1e5;--tbt-clay:#b95035;--tbt-gold:#e3a52f;--tbt-white:#fff;--tbt-line:#c8d8d8}
.tbt-review{max-width:760px;margin:80px auto;padding:42px;border:1px solid #c8d8d8;border-radius:24px;font:18px/1.8 inherit;color:#102f3a}.tbt-review h1{font-size:44px;line-height:1.2}.tbt-review>p:first-child{font-weight:900;color:#b95035;letter-spacing:.08em}
.tbt-examples{display:grid;gap:16px}.tbt-examples article{display:grid;grid-template-columns:210px 1fr;gap:8px 28px;padding:25px 0;border-top:1px solid var(--tbt-line)}.tbt-examples article>div{grid-row:1/3}.tbt-examples article>div b,.tbt-examples article>div span{display:block}.tbt-examples article>div b{color:var(--tbt-clay)}.tbt-examples article p{margin:0 0 10px}.tbt-decision{margin-top:25px;padding:28px;background:var(--tbt-sand);border-radius:20px}.tbt-decision h3{margin-top:0}.tbt-decision li{margin-bottom:7px}
.tbt{background:#fff;color:var(--tbt-ink);font-family:inherit;line-height:1.9;overflow:hidden}.tbt *{box-sizing:border-box}.tbt a{color:#0b6276;text-decoration-thickness:1px;text-underline-offset:3px}.tbt h1,.tbt h2,.tbt h3,.tbt strong{color:var(--tbt-ink)!important}.tbt-breadcrumb{max-width:1180px;margin:auto;padding:22px 24px 10px;display:flex;gap:9px;align-items:center;font-size:14px;color:#536c73}.tbt-hero{max-width:1180px;margin:18px auto 32px;padding:64px;display:grid;grid-template-columns:minmax(0,1.45fr) minmax(280px,.55fr);gap:50px;align-items:center;background:linear-gradient(135deg,#f8f2e7 0 56%,#dbeef0 56%);border-radius:34px;position:relative}.tbt-hero:before{content:"";position:absolute;width:170px;height:170px;border:28px solid rgba(185,80,53,.13);border-radius:50%;left:-45px;top:-45px}.tbt-eyebrow,.tbt-section__head>p{font-size:13px;font-weight:800;letter-spacing:.08em;color:var(--tbt-clay);margin:0 0 8px}.tbt h1{font-size:clamp(38px,5vw,66px);line-height:1.2;margin:0 0 22px;letter-spacing:-.035em}.tbt-lead{font-size:19px;max-width:760px;margin:0}.tbt-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}.tbt-btn{display:inline-flex;align-items:center;justify-content:center;min-height:49px;padding:11px 22px;border-radius:999px;font-weight:800;text-decoration:none!important;border:1px solid transparent;cursor:pointer;font:inherit}.tbt-btn--primary{background:var(--tbt-clay);color:white!important}.tbt-btn--ghost{border-color:var(--tbt-blue);color:var(--tbt-blue)!important;background:transparent}.tbt-hero__atlas{background:var(--tbt-blue);padding:26px;border-radius:24px;color:#fff;box-shadow:0 22px 48px rgba(16,47,58,.2)}.tbt-hero__atlas>p{color:#aed2d8;font-weight:800;margin:0 0 12px}.tbt-hero__atlas div{display:grid;grid-template-columns:90px 1fr;align-items:center;padding:13px 0;border-top:1px solid rgba(255,255,255,.15)}.tbt-hero__atlas strong{font-size:22px;color:#fff!important}.tbt-hero__atlas span{font-size:13px}.tbt-hero__atlas small{display:block;color:#c8dfe3;line-height:1.6;margin-top:10px}.tbt-strip{max-width:1180px;margin:0 auto 76px;display:grid;grid-template-columns:repeat(4,1fr);border-block:1px solid var(--tbt-line)}.tbt-strip div{padding:18px 20px;border-left:1px solid var(--tbt-line)}.tbt-strip div:last-child{border-left:0}.tbt-strip span{display:block;color:var(--tbt-clay);font-size:13px}.tbt-strip strong{display:block}.tbt-section,.tbt-advisor{max-width:1060px;margin:0 auto 88px;padding-inline:24px}.tbt-section__head{max-width:760px;margin-bottom:28px}.tbt-section__head h2{font-size:clamp(28px,4vw,44px);line-height:1.3;margin:0 0 8px;letter-spacing:-.02em}.tbt-section__head span{color:#5c7176}.tbt-prose{font-size:18px;max-width:860px}.tbt-prose p{margin:0 0 18px}.tbt-advisor{background:var(--tbt-blue);color:#fff;padding:45px;border-radius:30px}.tbt-advisor .tbt-section__head h2{color:#fff!important}.tbt-advisor .tbt-section__head>p{color:#f3bd54}.tbt-advisor .tbt-section__head span{color:#cbe0e4}.tbt-advisor form{display:grid;grid-template-columns:repeat(3,1fr) auto;gap:13px;align-items:end}.tbt-advisor label{font-size:13px;font-weight:800}.tbt-advisor select{display:block;width:100%;min-height:49px;margin-top:6px;padding:9px 12px;border:1px solid #88adb5;border-radius:12px;background:#fff;color:#173b45;font:inherit}.tbt-result{margin-top:20px;padding:20px 22px;background:#fff;border-radius:16px;color:var(--tbt-ink);border-right:5px solid var(--tbt-gold)}.tbt-result p{margin:4px 0 0}.tbt-table-wrap{overflow:auto;border:1px solid var(--tbt-line);border-radius:18px;box-shadow:0 12px 30px rgba(16,47,58,.06)}.tbt table{width:100%;min-width:930px;border-collapse:collapse;text-align:right}.tbt th{background:var(--tbt-blue);color:#fff;padding:14px 13px;font-size:14px;position:sticky;top:0}.tbt td{padding:13px;border-bottom:1px solid #e4eceb;vertical-align:top;font-size:14px}.tbt tr:nth-child(even) td{background:#f7faf9}.tbt td:first-child{font-weight:900;color:var(--tbt-clay)}.tbt-note{font-size:14px;color:#5c7176;border-right:3px solid var(--tbt-gold);padding-right:12px;margin-top:14px}.tbt-regions{display:grid;grid-template-columns:1fr 1fr;gap:20px}.tbt-regions article{padding:29px;border:1px solid var(--tbt-line);border-radius:22px;background:#fff}.tbt-regions article>span{font-size:13px;font-weight:900;color:var(--tbt-clay)}.tbt-regions h3,.tbt-seasons h3,.tbt-scenarios h3,.tbt-columns h3{font-size:22px;line-height:1.4;margin:8px 0 12px}.tbt-regions p{margin:0 0 15px}.tbt-regions b{display:inline-block;background:var(--tbt-sky);padding:5px 10px;border-radius:8px}.tbt-seasons{display:grid;grid-template-columns:repeat(2,1fr);gap:0}.tbt-seasons .tbt-section__head{grid-column:1/-1}.tbt-seasons article{padding:28px;border-top:1px solid var(--tbt-line)}.tbt-seasons article:nth-of-type(odd){border-left:1px solid var(--tbt-line)}.tbt-columns,.tbt-scenarios{display:grid;grid-template-columns:repeat(2,1fr);gap:25px}.tbt-scenarios{grid-template-columns:repeat(3,1fr)}.tbt-scenarios article{background:var(--tbt-sand);padding:24px;border-radius:18px}.tbt-risk{background:var(--tbt-sand);padding:38px;border-radius:28px}.tbt-risk ul{padding-right:22px}.tbt-risk li{margin-bottom:12px}.tbt-pack{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.tbt-pack p{padding:19px;background:var(--tbt-sky);border-radius:14px;margin:0}.tbt-faq details{border-top:1px solid var(--tbt-line);padding:18px 3px}.tbt-faq details:last-child{border-bottom:1px solid var(--tbt-line)}.tbt-faq summary{font-weight:900;cursor:pointer;font-size:18px}.tbt-faq details p{max-width:800px;margin:10px 0 0;color:#40575d}.tbt-sources{background:#f5f8f7;padding:35px;border-radius:24px}.tbt-sources ul{display:flex;flex-wrap:wrap;gap:10px 24px;padding-right:20px}.tbt-cta{max-width:1180px;margin:0 auto 70px;padding:46px 52px;background:var(--tbt-clay);color:#fff;border-radius:30px;display:flex;justify-content:space-between;align-items:center;gap:30px}.tbt-cta h2{color:#fff!important;font-size:36px;line-height:1.3;margin:5px 0 10px}.tbt-cta p,.tbt-cta span{color:#fff}.tbt-cta p{font-weight:800;margin:0}.tbt-cta>div:last-child{display:flex;gap:10px;flex-wrap:wrap}.tbt-btn--light{background:#fff;color:var(--tbt-clay)!important}.tbt-btn--outline{border-color:#fff;color:#fff!important}
@media(max-width:900px){.tbt-hero{grid-template-columns:1fr;padding:42px}.tbt-strip{grid-template-columns:1fr 1fr}.tbt-advisor form{grid-template-columns:1fr 1fr}.tbt-regions,.tbt-scenarios,.tbt-pack{grid-template-columns:1fr 1fr}.tbt-cta{align-items:flex-start;flex-direction:column}}
@media(max-width:620px){.tbt-breadcrumb{padding-inline:18px}.tbt-hero{margin:8px 14px 28px;padding:30px 22px;border-radius:22px;background:linear-gradient(160deg,#f8f2e7 0 68%,#dbeef0 68%)}.tbt h1{font-size:37px}.tbt-lead{font-size:17px}.tbt-strip{margin:0 14px 58px;grid-template-columns:1fr 1fr}.tbt-strip div{padding:13px}.tbt-section,.tbt-advisor{margin-bottom:62px;padding-inline:18px}.tbt-advisor{margin-inline:14px;padding:27px 20px}.tbt-advisor form,.tbt-regions,.tbt-seasons,.tbt-columns,.tbt-scenarios,.tbt-pack{grid-template-columns:1fr}.tbt-examples article{grid-template-columns:1fr}.tbt-examples article>div{grid-row:auto}.tbt-seasons .tbt-section__head{grid-column:auto}.tbt-seasons article:nth-of-type(odd){border-left:0}.tbt-regions article{padding:22px}.tbt-risk,.tbt-sources{margin-inline:14px;padding:25px 20px}.tbt-cta{margin:0 14px 50px;padding:31px 23px;border-radius:22px}.tbt-cta h2{font-size:29px}.tbt-cta>div:last-child,.tbt-cta .tbt-btn{width:100%}}
@media(prefers-reduced-motion:reduce){.tbt *{scroll-behavior:auto!important;transition:none!important}}